New Wave Capital works exclusively with the buyer's side: a business's existing key employee, financed through SBA acquisition lending. We never co-broker, never ask for a fee share, and never touch your seller-side commission.
Most buyers who come through your pipeline are strangers to the business, competing on price and speed. Our deals start from the opposite direction: a specific business's existing employee who already knows the operation, paired with SBA financing and our own equity to close the gap. That means less competition for the deals you already have working, and a natural home for the sub-$1.5M listings that are often too small to justify a full marketing push.
Our compensation comes entirely from the buyer's side: a structuring fee at close and a minority equity stake alongside the employee-buyer. We take nothing from the seller or from you.
We bring SBA 7(a) structuring, equity to close the gap, and coordination with the buyer's CPA. Deals with us attached carry less financing risk between LOI and close.
We're a home for the internal-sale, sub-$1.5M deals that are hardest to monetize through a standard broader marketing process, not a competitor bidding against your process.
No. You keep your full commission from the seller. We're compensated separately, by the buyer, through a structuring fee at close and a minority equity stake. We don't take a percentage or a flat referral fee from you or from the seller's side of the transaction.
No. We only work deals where the buyer is the business's own existing employee. We're not marketing your listing to outside buyers or bidding against a process you're running for someone else.
Under roughly $1.5M in annual revenue. We focus on trades and home services — HVAC, plumbing, electrical, locksmith, pest control — and other owner-operated businesses with a clear long-tenured employee already running day-to-day operations.
That's common, and it's often the best kind of introduction. We're glad to have that first conversation directly with the owner, framed as one option among others, not a pitch to abandon a process already underway.
Typically within a few business days of an introduction, once we understand the business, the employee's readiness, and the rough financing picture.
We structure the deal and coordinate the SBA 7(a) application with the lender, including where a seller note fits alongside the loan. We work with a small set of SBA lenders active in employee buy-in deals; we're glad to also work with a lender you already have a relationship with.
Send us the basics, in confidence, and we'll tell you quickly whether it's a match.
Send us a listing